Ecommerce Europe holds last e-Payments Working Committee of 2016 and sets out strategy for the coming year


On 14 December, the Ecommerce Europe e-Payments Working Committee held its last meeting of 2016. In the meeting, members recapped the main policy developments of the past year and set out the strategic priorities and activities in online payments for 2017.

Initial successes, but lots of work still to come on EBA RTS on Strong Customer Authentication

In the second half of 2016, Ecommerce Europe’s priority has been on the European Banking Authority’s draft regulatory technical standards on Strong Customer Authentication and common and secure communications under the revised Payment Services Directive 2. In their proposal, published in August as part of a public consultation, the draft RTS aim to impose a one-size-fits-all approach to electronic fraud protection by imposing Strong Customer Authentication for all electronic transactions above a €10 threshold. Ecommerce Europe believes this to be inadequate in sustainably ensuring fraud protection and both too restrictive and burdensome on online merchants and customers. Ecommerce Europe, over the past year, launched a multi-level approach towards European and national stakeholders, as well as through media partnerships in order to reach a balanced approach to customer authentication in online payments. With the EBA publishing its final draft RTS to the European institutions for approval in early 2017, members of the e-Payments Working Committee agreed to uphold this multi-level approach throughout the coming months, which will be decisive.

Payments working committee

Towards translating current trends into future policy

Digital advances change the way consumers wish to shop and pay for their purchases. With the adoption of the Payment Services Directive 2, there will be a steady increase in new and innovative electronic payment solutions on offer for consumers and online merchants over the coming years. Ecommerce Europe is currently represented on a number of pan-European stakeholder groups, such as the Euro Retail Payments Board. However, members of the e-Payments Working Committee recognize the changing landscape in online payments, the need to translate current market trends in future policy priorities and the ability to anticipate potential legislative obstacles. Therefore, the e-Payments Working Committee decided to establish a dedicated taskforce on online payments in 2017 to assist Ecommerce Europe and its national associations.

Ecommerce Europe envisages this Payments Experts Taskforce to be made up of a broad range of experts on the online payments landscape, and invites all interested parties. For further information, please contact Ecommerce Europe Policy Advisor Pascal König at

In Wednesday’s meeting, members also discussed an updated version of the Ecommerce Europe e-Payments Position Paper, and expressed their gratitude on the work of Paul Alfing, who has decided to step down from the Chairmanship of the Working Committee after a four-year involvement.